Fort Lauderdale, Miami and Palm Beach real estate and homes for sale in Florida, Acreage, Condos, Lofts, New Construction, Waterfront Homes - Lynne Knapp, REALTOR® Lynne Knapp REALTOR(r) for Fort Lauderdale, Miami and Palm Beach, Florida real estate, Acreage, Condos, Lofts, New Construction, Waterfront Homes - NUMBER1EXPERT™ Lynne Knapp NUMBER1EXPERT(tm) for Fort Lauderdale, Miami and Palm Beach, Florida real estate, Acreage, Condos, Lofts, New Construction, Waterfront Homes
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Real Estate Tips
Financing Your Home >Assuming a Mortgage

You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.

Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.

Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.

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Real Estate Trivia
Q 
Into what category do forty-four percent of home buying households fall?

A 
Forty-four percent of home-buying households are made up of married couples with dependents.
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Lynne Knapp, RealtorŪ Your Exclusive Personal Luxury Estate and Condominium Representative, in Southeast Florida, Broward County, Miami-Dade County and Palm Beach County - NUMBER1EXPERT(tm)

Lynne Knapp, RealtorŪ MDC
ReMax Consultants Realty 1 (Southeast Florida)

1625 SE 17th Street Causeway
Fort Lauderdale, FL. 33316
(Builder-Developer Representative)
Cellular: (954) 647-5335
Office: (954) 647-5335
Fax: (954) 525-5133
Email: LynneKnapp@aol.com
Email: LynneKnapp@PriceyProperty.com
Email: LynneKnapp@BestBrowardProperty.com
Email: LynneKnapp@LynneKnapp.com

New Construction, Resale, Relocation Experience for over 22 years, Providing Residential and Commercial Services to Domestic and International Clients. Residential Development Sales Management. Acreage, Condominiums, Lofts, Luxury Estates, Penthouses, Single Family Homes, Townhomes, Villas

Focusing on the Gold Coast (Southeast Florida)
Palm Beach, Broward and Miami-Dade County
Real Estate Home Buying and Selling Needs, Our catalog of Florida Luxury Homes for Sale starts with Ft Lauderdale FL Real Estate and includes these Towns, Cities and Areas:

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